Live it up with extra cashback
Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.
Our exclusive welcome gift to you
Choose between a Samsonite ZELTUS Spinner 69cm EXP with built-in scale, worth RM1,699 or up to RM250 cashback when you apply at a branch or selected roadshows.
Alternatively, apply online now and spend with it to enjoy eVouchers worth up to RM500.
Get up to 8% cashback on what you love
Live+ perks and privileges
The card that gets you more out of life.
Dine – in Malaysia and around Asia
Take a bite out of dessert, not out of your wallet. Heading out to the restaurants? We've got some pretty sweet dining deals – get a discount of 15% at over 200 restaurants across Asia through our curated Live+ Dining Programme. Plus, enjoy up to 8% cashback[@live-plus-bonus-cap] on dining.
Shop – for yourself, family and friends
Stay on trend without breaking the bank. Whether you're treating yourself to retail therapy or buying gifts for your loved ones, we know here's a reward that will never go out of style – get up to 8% cashback[@live-plus-bonus-cap] on your shopping.
Fun – both on big and small screens
Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get up to 8% cashback[@live-plus-bonus-cap] on entertainment spending, plus more.
- Earn cashback on your favourite streaming subscriptions such as Disney+, Netflix and Spotify
- RM10 off at any GSC Cinema outlets every Saturday and Sunday from 1 July 2024 to 31 July 2025 – learn more
Life with even more perks
- Unlock more offers at home and abroadDiscounts on travel, shopping, dining and more with HSBC Smart Privileges – learn more.
- Turn big buys into monthly instalmentsWith a Balance Conversion Plan at a rate as low as 1.88% upfront for 6 months – learn more.
- Enjoy exclusive privileges from VisaWith a wide range of premium privileges from Visa – check them out.
- Break down larger purchases flexiblyWith a 0% Card Instalment Plan, you can choose a tenure that suits you – learn more.
Good to know
Who can apply?
To apply for an HSBC Live+ Credit Card, you must:
- Be aged 21 or above to be the primary cardholder, 18 or above to be a supplementary cardholder
- Have a minimum annual income of RM60,000
lllustrative example of how you can earn cashback with Live+
| Monthly Eligible Spend | Dining | Shopping | Entertainment | Other Domestic Spend (No minimum spend) |
Other Overseas Spend (No minimum spend) |
|---|---|---|---|---|---|
| Cashback Type | Bonus Cashback | Bonus Cashback | Bonus Cashback | Base Cashback | Base Cashback |
Minimum spend RM1,000 |
1% | 1% | 1% | 0.2% | 0.5% |
Minimum spend RM2,500 |
2% | 2% | 2% | 0.2% | 0.5% |
Minimum spend RM5,000 |
8%[@live-plus-bonus-cap] | 8%[@live-plus-bonus-cap] | 8%[@live-plus-bonus-cap] | 0.2% | 0.5% |
| Monthly Capping | RM30 | RM30 | RM30 | Unlimited | Unlimited |
| Monthly Eligible Spend | Cashback Type |
|---|---|
| Dining | Bonus Cashback |
| Shopping | Bonus Cashback |
| Entertainment | Bonus Cashback |
Other Domestic Spend (No minimum spend) |
Base Cashback |
Other Overseas Spend (No minimum spend) |
Base Cashback |
| Monthly Eligible Spend |
Minimum spend RM1,000 |
| Dining | 1% |
| Shopping | 1% |
| Entertainment | 1% |
Other Domestic Spend (No minimum spend) |
0.2% |
Other Overseas Spend (No minimum spend) |
0.5% |
| Monthly Eligible Spend |
Minimum spend RM2,500 |
| Dining | 2% |
| Shopping | 2% |
| Entertainment | 2% |
Other Domestic Spend (No minimum spend) |
0.2% |
Other Overseas Spend (No minimum spend) |
0.5% |
| Monthly Eligible Spend |
Minimum spend RM5,000 |
| Dining | 8%[@live-plus-bonus-cap] |
| Shopping | 8%[@live-plus-bonus-cap] |
| Entertainment | 8%[@live-plus-bonus-cap] |
Other Domestic Spend (No minimum spend) |
0.2% |
Other Overseas Spend (No minimum spend) |
0.5% |
| Monthly Eligible Spend | Monthly Capping |
| Dining | RM30 |
| Shopping | RM30 |
| Entertainment | RM30 |
Other Domestic Spend (No minimum spend) |
Unlimited |
Other Overseas Spend (No minimum spend) |
Unlimited |
*The base cashback forms part of the bonus cashback.
Apply now
Apply online
You can apply for an HSBC Live+ Credit Card online in minutes and spend with it to enjoy eVouchers worth up to RM500[@live-plus-welcome-tcs].
Apply at a branch or selected roadshows
You can apply for an HSBC Live+ Credit Card at any HSBC Malaysia branch or selected roadshows and choose between a Samsonite ZELTUS Spinner 69cm EXP with built-in scale, worth RM1,699 or up to RM250 cashback[@live-plus-welcome-tcs].