Make the most of HSBC Advance
HSBC Advance provides digital banking solutions, financial expertise and support, expatriate banking services, and benefits to help you stay in control of your finances and achieve your goals.
Earn a cashback of RM200 and a piece of 24" Samsonite luggage4
Exclusive rewards in just 3 simple steps!
- All you need to do is open an HSBC Advance Savings Account and maintain RM50,000 Total Relationship Balance on a selected date
- Then, apply for an HSBC credit card and spend RM3,000 within the welcome period
- And finally, register for HSBC Malaysia Mobile Banking and successfully log on to our mobile app within the welcome period or 30 days of account opening
Promotion Period: 1 April to 30 September 2026
Unlock RM200 cashback with HSBC Advance Savings Account5
Exclusive rewards in just 2 simple steps!
- First, open an HSBC Advance Savings Account and maintain RM50,000 Total Relationship Balance on the selected date
- Then, register for HSBC Malaysia Mobile Banking and successfully log on to our mobile app within 30 days of account opening
Promotion Period: 1 April to 30 September 2026
Discover HSBC Advance’s range of exclusive services and support
Eligibility
To be eligible for HSBC Advance, you must meet one of the following criteria:
- Maintain a Total Relationship Balance (TRB) of RM30,000 or more.
TRB includes: Deposits in Current Account/-i[@protected-by-pidm-terms], Savings Account/-i[@protected-by-pidm-terms], Time Deposits[@protected-by-pidm-terms], Term Deposits-i[@protected-by-pidm-terms], and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.
- Credit your monthly gross salary[@salary-eligibility] of minimum RM8,500 continuously each month. Proof of income[@advance-payroll] will be collected at the point of account onboarding. Starting from 13th month, you are required to meet the primary eligibility criteria which is to maintain TRB of at least RM30,000.
- Have a minimum housing financing amount of RM300,000. Enjoy a monthly account fee waiver until full settlement of your loan. Thereafter, you are required to meet the primary eligibility criteria which is to maintain TRB of at least RM30,000.
Notes: Monthly account fee of RM10 (subject to applicable tax, if any) will apply if the eligibility criteria are not met. The monthly account fee applies to each HSBC Advance Account you hold.
How to apply
Please visit your nearest branch to apply.
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T&Cs apply.
Additional information
HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM.
4. Notes for HSBC Advance Spend & Maintain 2026 (Promotion)
- This promotion is open to new to HSBC customers.
- Eligible customer must have (a) minimum Total Relationship Balance (TRB) of RM50,000 fresh funds on selected dates, (b) have minimum retail spend of RM3,000 on credit card within welcome period and (c) must have registered for HSBC Malaysia Mobile Banking and successfully logged on to the HSBC Malaysia app within the welcome period or 30 days from account opening date
- TRB includes any deposits in Current Account/-i, Savings Account/-i, Time Deposits/Term Deposit-i, and/ or investments in Unit Trust funds/ Shariah-compliant Unit Trust funds, Structured Investment/-i, Dual Currency Investment/-i and/ or Bond/ Sukuk, and/ or Cash Value from Family Takaful/ Life Insurance products with investment-linked and savings components
- The application date between both participating Credit Card/-i and Savings Account/-i must not be more than 30 days apart
- TRB will be based on the balance at the end of the month. Please refer to the Table 3 in the terms and conditions for the dates on which customers are required to have TRB of RM50,000, based on the month they joined. If a balance of RM50,000 isn't maintained on the specified dates, the Eligible Customers will not be entitled to the rewards
- The total units of the Samsonite luggage to be awarded are 500 units, on a first come first served basis. The total allocation of the units to be given out is pooled together with HSBC Amanah Advance Spend & Maintain 2026
Please refer to the Terms and Conditions of the campaign on the Important information page under Notices for 2026.
5. Notes for HSBC Advance CASA or Card 2026 (Promotion)
- This promotion is open to new to HSBC customers, existing primary or supplementary cardholder customers and new to HSBC Advance customers
- Eligible customer must have (a) minimum Total Relationship Balance (TRB) of RM50,000 fresh funds on selected dates and (b) must have registered for HSBC Malaysia Mobile Banking and successfully logged on to the HSBC Malaysia app within 30 days from account opening date
- TRB includes any deposits in Current Account/-i, Savings Account/-i, Time Deposits/ Term Deposit-i, and/ or investments in Unit Trust funds/ Shariah-compliant Unit Trust funds, Structured Investment/-i, Dual Currency Investment/-i and/ or Bond/ Sukuk, and/ or Cash Value from Family Takaful/ Life Insurance products with investment-linked and savings components
- TRB will be based on the balance at the end of the month. Please refer to the Table 3 in terms and conditions for the dates on which customers are required to have a TRB of RM50,000, based on the month they joined. If a balance of RM50,000 isn't maintained on the specified dates, the Eligible Customers will not be entitled to the rewards
Please refer to the Terms and Conditions of the campaign on the Important information page under Notices for 2026.