Benefits of DuitNow
- Free: Free for all HSBC customers!
- Secure: Payment is fully secured and your information safeguarded
- Instant: Real-time payment
- Easy: No more scrambling for account number to pay or get paid
- 24/7: Use it anytime, anywhere
- Simple registration (DuitNow ID): A few clicks and you're ready
- Contactless: transfer money without physical contact, anytime, anywhere
Ways to DuitNow
DuitNow Pay-to-Account Number: pay using only account number. Allows validation of account number information before making
payment (previously known as Instant Transfer).
DuitNow Pay-to-Proxy:
DuitNow allows you to perform instant fund transfers to your recipients by entering the recipient's Mobile Number, NRIC, Passport number (for non-Malaysians only), Business Registration Number or Army/Police number which has been registered as DuitNow ID of the recipient via participant bank.
Similarly, once you have registered a DuitNow ID, senders may perform instant fund transfers to your account by entering your DuitNow ID instead of your account number.
How to register your DuitNow ID
You can register with DuitNow via the HSBC Malaysia Mobile Banking app.
To receive payments via DuitNow, select your preferred account number to pair with your mobile number or NRIC/passport number.
Watch this video to learn how to register your DuitNow ID with us.
How to transfer money using DuitNow
Discover a new way of sending and receiving money using DuitNow through the HSBC Malaysia Mobile Banking app.
It's now easier to transfer funds by entering the recipient's registered DuitNow ID such as mobile number and NRIC or account number.
Watch this video to learn to transfer funds in just a few simple steps.
Step 1
Select "Pay & transfer (Duitnow)" on "Move money" tab
Step 2:
Select which account to transfer "From"
Step 3:
Tap on "My Payees". Click "Pay someone new", which will pop up a transaction selection page option. Click on the arrow to expand the menu.
Step 3:
Step 4:
Under transaction selection page, select the proxy ID (mobile number, passport, NRIC, business registration or Army/Police ID) or account number. This will take the user to the "Add a new payee" screen.
Step 5:
Fill in beneficiary information and click Continue.
Step 6:
Enter the transaction details (amount, reference etc). Click Continue to proceed with transaction authentication journey, review the details before confirm it and complete the transaction.
How to transfer money using DuitNow on online banking
With the enhanced online banking, fund transfer is now easier using DuitNow.
Simply enter the recipient's registered DuitNow ID such as mobile number and NRIC.
Watch this video to learn how to transfer using DuitNow.
DuitNow Transfer
DuitNow QR
DuitNow Online Banking/Wallets
Online banking limits
There is a Daily Combined Limit of RM50,000 for all DuitNow transfers (Online Banking, Mobile Banking and QR), Interbank GIRO (IBG) and FPX.
This Daily Combined Limit does not apply to transfers between your own HSBC accounts, third-party HSBC accounts and overseas transfers.
Please refer to our Online banking limits FAQs for more details.
As an additional security measure, there is a maximum limit of RM10,000 per transaction made to a new payee via the HSBC Malaysia Mobile Banking app (HSBC Malaysia app). The limit is set by the bank and applies to mobile banking only. It does not affect your existing online banking limits. For more details, please refer to our Mobile Banking FAQs.
For non-residents, different limits will apply depending on your residency status and whether you have domestic ringgit borrowing or financing. Learn more in our Bank Negara Malaysia Foreign Exchange Policy FAQs. The full Foreign Exchange Policy notices administered by Bank Negara Malaysia can be found on the BNM website.
Download the HSBC Malaysia Mobile Banking app
DuitNow ID registration, DuitNow Pay-to-Proxy, DuitNow Pay-to-Account and DuitNow QR are available on HSBC Malaysia Mobile Banking app. For your security, please make sure you always install the latest version of the app from the App Store or Google Play.
Alternatively, you can also access or register for HSBC Online Banking via the 'Log on' or ' Register' buttons at the top right corner of our website.