Your Premier banking experience
Find out how you can be an HSBC Premier customer today.
HSBC Premier Elite
Experience an elevated priority service with bespoke wealth strategies and solutions, privileged healthcare and legacy preservation, elite concierge services, and international banking expertise.
Discover HSBC Premier's life full of premier services and support
- Premier around the worldYour Premier status is recognised worldwide, so you'll get seamless support no matter how far from home you are.
- Build a Premier legacyShare your Premier experience by extending your Premier privileges to your family5. We'll support you at every step of your journey to build a lasting legacy for your loved ones.
- Premier wealth supportAccess to a Relationship Manager and a team of Wealth Specialists to help you and your family manage and grow your wealth portfolios.
- Exclusive Premier privilegesHSBC Premier enriches your life with a range of exclusive privileges and benefits, whether it's for work or play.
New to HSBC
Start opening your account right away and get an instant decision.
Existing HSBC customer
Book an appointment and we'll guide you through the process of becoming an HSBC Premier customer.
Premier around the world
- Worldwide HSBC Premier status recognition
- Pre-arrival cross-border account opening support1
- With an HSBC Everyday Global Account2 get access to 11 currencies in one account with zero fee international transfers3 between your HSBC accounts
- Cash withdrawals in the local currency at Overseas HSBC ATMs in selected countries without any ATM fees4
- Global assistance 24/7
Premier for your family
- Premier status extension5 for your spouse and up to 2 children
- Access to a Relationship Manager and Wealth Specialist for your family
- Preferential rates for all deposits, loans and wealth products, for your family
- Protection coverage across 3 generations with FamilyCare
- Overseas education support and complimentary consultation for university admission (PrepWorks, AUG)6
- Education loans with preferential rates to support your child's education
- Cashback for savings into your child's Premier Junior Savers account7
Premier Wealth Support
- Remote wealth management
- A wealth starter kit for first-time investors and wealth expertise for all investors
- Real-time foreign exchange rates with preferential pricing
- Consolidated wealth insights on a single online platform
Exclusive Premier privileges
- Invitations to exclusive financial reviews, wealth webinars and events
- Up to 10× Reward Points, complimentary lounge access with your HSBC Premier World Mastercard Credit Card8
- Exclusive Premier offers and perks with Premier SmartPrivileges9
- Premier Rewards Redemption10
How to become an HSBC Premier customer
- Maintain a Total Relationship Balance (TRB)11 with us of RM300,000 or more at all times
An HSBC Premier account fee of RM150 (and applicable tax, if any) will be applied for any month you don't meet the Premier eligibility criteria.
Things you should know
Important to note: The Customer must also inform the bank every time when they switched their qualification on eligibility criteria (for eg, previously eligible via Total Relationship Balance criteria and changed to Premier in One, Premier In All (P1PA), Premier Mortgage or other eligibility criteria) failing which their eligibility may not be captured and the monthly account fee maybe charged.
How to apply
New to HSBC
Start opening your account right away and get an instant decision.
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Existing HSBC customer
Book an appointment and we'll guide you through the process of becoming an HSBC Premier customer.
For more information call us on 1300 88 9393 (local) or +603 8321 5222 (overseas).
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Frequently asked questions
Important notes:
Issued by HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).
1Subject to host country/region's approval.
2Protected by PIDM up to RM250,000 for each depositor. HSBC Premier customers enjoy zero overseas cash withdrawal fees at Overseas HSBC ATM in selected countries. For more information, please visit HSBC Everyday Global Account at HSBC Everyday Global Account.
3HSBC Premier and HSBC Advance customers only.
4Refer to List of oversea HSBC ATM. Applicable to successful overseas retail purchases, online shopping and cash withdrawals transactions performed with HSBC Everyday Global Visa Debit Card under the supported currencies only. Transactions in foreign currency will be debited directly from the corresponding supported foreign currency credit balances and will not attract any foreign currency exchange conversion fees. If there are insufficient funds in the account or transaction is performed on a non-supported foreign currency, the entire foreign currency transaction amount will be deducted from the MYR credit balances, subject to conversion to MYR at the prevailing exchange rate as determined by VISA International respectively, and applicable fees and charges. The transaction will be declined if there are insufficient funds in the MYR credit balances.
5Premier Family extension to child will expire on his/her 30th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver and if the customer fails to meet any of the above eligibility criteria, monthly account fee of the RM150 (and applicable tax, if any) will be charged.
6HSBC International Education PrepWorks Consultation Services and Offers terms and conditions apply. HSBC International Education AUG Consultation Services and Offers terms and conditions apply.
7Protected by PIDM up to RM250,000 for each depositor. Terms and Conditions apply for HSBC Premier Junior Cash Back Redemption Campaign. Terms and Conditions apply for Premier Travel Credit Card and Premier World Credit Card.
8Terms & Conditions for HSBC Premier World Mastercard Credit Card Programme apply. Effective 3 January 2022.
9Terms & Conditions for HSBC SmartPrivileges.
10Terms and Conditions for HSBC Rewards & HSBC Premier World Rewards Programme 2022 Edition.
11Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.
12HSBC Premier via exceptional entry criteria is subject to a yearly review to ensure that the exceptional entry criteria is still applicable and intact.
13HSBC Premier Referral Programme 2024 Updated Terms & Conditions apply. Programme Period:
Phase 1 - Referral Period from 1 January 2024 to 31 March 2024.
Successful Referral Period from 1 January 2024 to 30 April 2024.
Phase 2 - Referral Period from 1 April 2024 to 30 June 2024.
Successful Referral Period from 1 April 2024 to 31 July 2024.
Phase 3 - Referral Period from 1 July 2024 to 30 September 2024.
Successful Referral Period from 1 July 2024 to 31 October 2024.
Phase 4 - Referral Period from 1 October 2024 to 31 December 2024.
Successful Referral Period from 1 October 2024 to 31 January 2025.
Each Eligible Customer stands to receive Cashback for a maximum of 6 Successful Referrals. Successful Referrals refer to a Potential Customer referred by the Eligible Customer during the respecting Successful Referral Period; successfully opens an HSBC Premier Account under this programme. Cashback is pooled together with 'HSBC Amanah Premier Referral Programme 2024'. HSBC Bank is the sole provider of the Cashback. The terms used herein are as defined in the HSBC Premier Referral Programme 2024 Amended Terms & Conditions.
14 HSBC New to Bank Premier Time / Term Deposit/-i Promotion Q4 2024 Terms and Conditions. Promotion period from 1 October 2024 – 31 December 2024. This promotion is open to new to bank HSBC Premier customers. All time deposit (TD/-i) placements must be made with new funds by the eligible customers under this promotion and completed within the promotion period. The minimum single TD/-i placement amount is MYR50,000. The maximum TD/-i placement limit for each eligible customer is up to MYR150,000 for HSBC Premier customers and MYR1,000,000 for HSBC Premier Elite customers. No interest shall be payable in the event that the time deposit placement is withdrawn prior to the maturity of the placement, whether wholly or partially, regardless of the number of completed months at the time of premature withdrawal. The total TD/-i placements capping amount for this promotion is RM100 million or equivalent, which is pooled together with the “HSBC Amanah New to Bank Premier Term Deposit-i Promotion Q4 2024”. HSBC Bank is the sole provider for this promotion. Promotional rates are subject to Overnight Policy Rate revision.
15 HSBC Q4 2024 Bancassurance Bundling Campaign Terms & Conditions apply (“Promotion”). The Promotion is open to new and existing active HSBC Premier and HSBC Advance customer(s). The minimum investment amount in Banca Products and the TD/-i, as well as the ratio, must be accordance with the amount stated in the Terms & Conditions. A maximum limit of MYR52 million TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with 'HSBC Amanah Q4 2024 Banca-Takaful Bundling Campaign'. All TD/-i placements under this Promotion must be made with New Funds. HSBC Bank is the sole provider for this Promotion. TD/-i Promotional Rates are subject to Overnight Policy Rate revision.