Accumulate your wealth with HSBC | Investments

Boost your savings with up to 8.88% per year interest[@bancassurance] on your Time Deposit (TD) when you invest or buy an insurance plan with us.

Maximise your returns with a Time Deposit (TD) of up to 3 months in MYR.

T&Cs apply. Offer runs from 20 March 2025 to 30 April 2025.

Promotional interest rates
Product	Tenure	Interest / profit rate^{[@premier-td-wealth-bundle]}	Minimum TD/-i placement	Placement ratio
Unit trusts^{[@premier-td-wealth-bundle]}	3-month	MYR TD/-i 7.18% per year	MYR50,000	1:1
Structured investments^{[@premier-td-wealth-bundle]}	3-month	MYR TD/-i 7.18% per year	MYR50,000	1:2
Bonds^{[@premier-td-wealth-bundle]}	3-month	MYR TD/-i 7.18% per year	MYR50,000	1:2
Bancassurance (Regular Premium)^{[@bancassurance]} (Applicable for all Bancassurance regular premium products except HSBC's EliteWealth (3-Pay))	3-month	MYR TD/-i 8.88% per year	MYR20,000	1:1
Bancassurance (Regular Premium^{[@bancassurance]} (Exclusively for HSBC's EliteWealth (3-Pay))	3-month	MYR TD/-i 6.18% per year	MYR20,000	1:1
Bancassurance (Single Premium^{[@bancassurance]}	3-month	MYR TD/-i 8.88% per year	MYR20,000	1:3

Promotional interest rates
Product	Unit trusts^{[@premier-td-wealth-bundle]}
Tenure	3-month
Interest / profit rate^{[@premier-td-wealth-bundle]}	MYR TD/-i 7.18% per year
Minimum TD/-i placement	MYR50,000
Placement ratio	1:1

Product	Structured investments^{[@premier-td-wealth-bundle]}
Tenure	3-month
Interest / profit rate^{[@premier-td-wealth-bundle]}	MYR TD/-i 7.18% per year
Minimum TD/-i placement	MYR50,000
Placement ratio	1:2

Product	Bonds^{[@premier-td-wealth-bundle]}
Tenure	3-month
Interest / profit rate^{[@premier-td-wealth-bundle]}	MYR TD/-i 7.18% per year
Minimum TD/-i placement	MYR50,000
Placement ratio	1:2

Product	Bancassurance (Regular Premium)^{[@bancassurance]} (Applicable for all Bancassurance regular premium products except HSBC's EliteWealth (3-Pay))
Tenure	3-month
Interest / profit rate^{[@premier-td-wealth-bundle]}	MYR TD/-i 8.88% per year
Minimum TD/-i placement	MYR20,000
Placement ratio	1:1

Product	Bancassurance (Regular Premium^{[@bancassurance]} (Exclusively for HSBC's EliteWealth (3-Pay))
Tenure	3-month
Interest / profit rate^{[@premier-td-wealth-bundle]}	MYR TD/-i 6.18% per year
Minimum TD/-i placement	MYR20,000
Placement ratio	1:1

Product	Bancassurance (Single Premium^{[@bancassurance]}
Tenure	3-month
Interest / profit rate^{[@premier-td-wealth-bundle]}	MYR TD/-i 8.88% per year
Minimum TD/-i placement	MYR20,000
Placement ratio	1:3

How to invest

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Unit Trust

Access a world of investment opportunities.

Access a world of investment opportunities across different asset classes, geographical regions and sectors
Wide range of options to cater for different investment objective, style and risk appetite
Available in foreign currencies

View Funds about Unit Trust This link will open in a new window Find out more about Unit Trust

Dual Currency Investment

Enjoy flexibility with your investments.

Up to 42 currency pairings (as of 26th August 2021) with real time pricing
Flexibility to choose the currency pairing (base and linked currencies), tenure (ranging from 1 week to 3 months) and the conversion rate you feel most comfortable with

Find out more about Dual Currency investments

Bonds

Capitalise on Bonds to enjoy potentially higher returns.

Gain higher returns via bonds compared to cash investments
You may enjoy a regular stream of interest income - usually payable half yearly
Diversify your investment risk

Find out more about bonds investments

Structured Investments

Tailor-made investments to meet your specific investment needs.

Can be extensively customised to meet your investment risk/return profile, market outlook and investment objectives

Find out more about Structured Investments

Featured digital wealth solutions

HSBC EZInvest

Convenient and affordable to start investing in unit trust funds with EZInvest
Review and monitor your portfolio 24/7
Get global access

From as low as RM500, you can start to invest in some of the Unit Trust funds offered by EZInvest - a new feature within HSBC Malaysia Mobile Banking App that brings you closer to your wealth goals.

Find out more about HSBC EZInvest

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24/7 Foreign Exchange

Convert foreign currency with real-time rates
Transact conveniently via online & mobile banking

Bring the world closer with real-time FX rates.

Find out more about Foreign Exchange

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International Transfer & Payment

Make instant Global Transfer^* to own and 3rd party HSBC accounts at zero transfer fees.
Access competitive real-time exchange rates and make transfers globally.

^*applicable to HSBC Premier and Advance customers.

Cross-border fund transfers completed in seconds.

Find out more about International transfer and payment

Learn more about Investments

Wealth Insights

Need a fresh perspective? Get the latest insights into Asset Class Views, FX Insights, ESG Insights, Market Outlook and Wealth Needs anytime, anywhere.

FAQs

Got a question about investments? Learn the latest frequently asked questions from Unit Trusts to Bonds.

Important information

Issued by HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).

Investments