Earn up to 10.28% p.a.2 by investing or purchasing an insurance plan with us.
Secure higher returns with a Time Deposit of up to 3 months in MYR by investing or purchasing an insurance plan with us.
T&Cs apply. Offer runs from 1 October 2024 - 31 December 2024.
| Product | Tenure | Interest / profit rate1 | Minimum TD/-i placement | Placement ratio |
|---|---|---|---|---|
| Unit trusts1 | 3-month | MYR TD/-i 5.28% p.a. |
MYR50,000 | 1:1 |
| Structured investments1 | 3-month | MYR TD/-i 5.28% p.a. |
MYR50,000 | 1:2 |
| Foreign currency bonds1 | 3-month | MYR TD/-i 5.28% p.a. |
MYR50,000 | 1:2 |
Bancassurance2 (Regular contribution) |
3-month | New Bancassurance customer: MYR TD/-i 10.28% p.a.
Existing Bancassurance customer: MYR TD/-i 8.28% p.a. |
MYR20,000 | 1:1 |
Bancassurance2 (Single contribution) |
3-month | New Bancassurance customer: MYR TD/-i 10.28% p.a.
Existing Bancassurance customer: MYR TD/-i 8.28% p.a. |
MYR20,000 | 1:3 |
| Product | Unit trusts1 |
|---|---|
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 5.28% p.a. |
| Minimum TD/-i placement | MYR50,000 |
| Placement ratio | 1:1 |
| Product | Structured investments1 |
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 5.28% p.a. |
| Minimum TD/-i placement | MYR50,000 |
| Placement ratio | 1:2 |
| Product | Foreign currency bonds1 |
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 5.28% p.a. |
| Minimum TD/-i placement | MYR50,000 |
| Placement ratio | 1:2 |
| Product |
Bancassurance2 (Regular contribution) |
| Tenure | 3-month |
| Interest / profit rate1 |
New Bancassurance customer: MYR TD/-i 10.28% p.a.
Existing Bancassurance customer: MYR TD/-i 8.28% p.a. |
| Minimum TD/-i placement | MYR20,000 |
| Placement ratio | 1:1 |
| Product |
Bancassurance2 (Single contribution) |
| Tenure | 3-month |
| Interest / profit rate1 |
New Bancassurance customer: MYR TD/-i 10.28% p.a.
Existing Bancassurance customer: MYR TD/-i 8.28% p.a. |
| Minimum TD/-i placement | MYR20,000 |
| Placement ratio | 1:3 |
How to invest
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Unit Trust
Access a world of investment opportunities.
- Access a world of investment opportunities across different asset classes, geographical regions and sectors
- Wide range of options to cater for different investment objective, style and risk appetite
- Available in foreign currencies
Dual Currency Investment
Enjoy flexibility with your investments.
- Up to 42 currency pairings (as of 26th August 2021) with real time pricing
- Flexibility to choose the currency pairing (base and linked currencies), tenure (ranging from 1 week to 3 months) and the conversion rate you feel most comfortable with
Bonds
Capitalise on Bonds to enjoy potentially higher returns.
- Gain higher returns via bonds compared to cash investments
- You may enjoy a regular stream of interest income - usually payable half yearly
- Diversify your investment risk
Structured Investments
Tailor-made investments to meet your specific investment needs.
- Can be extensively customised to meet your investment risk/return profile, market outlook and investment objectives
Featured digital wealth solutions
HSBC EZInvest
-
Convenient and affordable to start investing in unit trust funds with EZInvest
-
Review and monitor your portfolio 24/7
-
Get global access
From as low as RM500, you can start to invest in some of the Unit Trust funds offered by EZInvest - a new feature within HSBC Malaysia Mobile Banking App that brings you closer to your wealth goals.
24/7 Foreign Exchange
-
Convert foreign currency with real-time rates
-
Transact conveniently via online & mobile banking
Bring the world closer with real-time FX rates.
International Transfer & Payment
-
Make instant Global Transfer* to own and 3rd party HSBC accounts at zero transfer fees.
-
Access competitive real-time exchange rates and make transfers globally.
Cross-border fund transfers completed in seconds.
Learn more about Investments
Wealth Insights
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FAQs
Got a question about investments? Learn the latest frequently asked questions from Unit Trusts to Bonds.
Important note:
Issued by HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).
1 HSBC Premier Q4 2024 Wealth Bundling Terms & Conditions apply (“Promotion”). This Promotion is open to new and existing active HSBC Premier customer(s). The minimum investment amount in Wealth Products and the TD/-i, as well as the ratio, must be accordance with the amount stated in the Terms & Conditions. A maximum limit of MYR127 million TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with 'HSBC Amanah Premier Q4 2024 Wealth Bundling'. All TD-i placements under this Promotion must be made with New Funds. HSBC Bank is the sole provider for this Promotion. TD/-i Promotional Rates are subject to Overnight Policy Rate revision.
2 HSBC Bancassurance Bundling Terms & Conditions apply (“Promotion”). The Promotion is open to new and existing active HSBC Premier and HSBC Advance customer(s). The minimum investment amount in Banca Products and the TD/-i, as well as the ratio, must be accordance with the amount stated in the Terms & Conditions. A maximum limit of MYR52 million TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with 'HSBC Amanah Q4 2024 Banca-Takaful Bundling Campaign'. All TD/-i placements under this Promotion must be made with New Funds. HSBC Bank is the sole provider for this Promotion. TD/-i Promotional Rates are subject to Overnight Policy Rate revision.