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HSBC's Universal AssuredTreasure

Embark on a journey to financial prosperity and a happy retirement.

Lay the foundations for a secure future

HSBC’s Universal AssuredTreasure is a limited-pay universal life insurance plan that will help secure your future. With regular cash payments, you'll enjoy a steady income stream to support the lifestyle that suits you best. Whether it's for travel, hobbies, or other pursuits, this plan gives you the financial flexibility to live life on your terms.

Key benefits

Guaranteed issuance offer

No medical checkup or health declaration required, and a maximum Annual Basic Premium of up to RM400,000 per life[@universal-assuredtreasure-aggregated].

Increasing guaranteed cash payment

Enjoy a guaranteed cash payment that increases in three tiers throughout your policy term, giving you up to 32% of the Annual Basic Premium as a cash payout.

Assured benefits

This plan offers a minimum guaranteed maturity benefit of 150%[@universal-assuredtreasure-in-force] of the latest Annual Basic Premium.

Hassle-free wealth distribution

Share your wealth with your loved ones without the fuss of the estate distribution process.

Additional benefits tailored to your needs

  • Death coverage
    Protect your legacy with death coverage, with additional cover for accidental death.
  • Potential upside return
    Build your retirement fund with a potential upside return[@potential-investment-upside] from non-guaranteed investment.

Things you should know

Who can apply?

To be eligible for this product:

  • the life assured person must be at least 15 days old and no more than 65 years old
  • the policy owner must be at least 18 years old and no more than 100 years old

Ready to apply?

If you're ready to apply for HSBC's Universal AssuredTreasure insurance plan, please talk to your Relationship Manager.

You can also book an appointment online to apply at your local HSBC branch.

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Important notes

HSBC’s Universal AssuredTreasure is distributed by HSBC Bank Malaysia Berhad (198401015221 (127776-V)) and underwritten by Allianz Life Insurance Malaysia Berhad (198301008983 (104248-X)). Allianz Life Insurance Malaysia Berhad is a Perbadanan Insurans Deposit Malaysia (PIDM) member.

 

This is an insurance product that is tied to the performance of underlying assets, and is not a pure investment product such as unit trusts.

 

The benefit(s) payable under eligible policy is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Allianz Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

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