Earn up to 10.28% p.a.2 by investing or purchasing an insurance plan with us.
Secure higher returns with a Time Deposit of up to 3 months in MYR by investing or purchasing an insurance plan with us.
T&Cs apply. Offer runs from 1 October 2024 - 31 December 2024.
| Product | Tenure | Interest / profit rate1 | Minimum TD/-i placement | Placement ratio |
|---|---|---|---|---|
| Unit trusts1 | 3-month | MYR TD/-i 5.28% p.a. |
MYR50,000 | 1:1 |
| Structured investments1 | 3-month | MYR TD/-i 5.28% p.a. |
MYR50,000 | 1:2 |
| Foreign currency bonds1 | 3-month | MYR TD/-i 5.28% p.a. |
MYR50,000 | 1:2 |
Bancassurance2 (Regular contribution) |
3-month | New Bancassurance customer: MYR TD/-i 10.28% p.a.
Existing Bancassurance customer: MYR TD/-i 8.28% p.a. |
MYR20,000 | 1:1 |
Bancassurance2 (Single contribution) |
3-month | New Bancassurance customer: MYR TD/-i 10.28% p.a.
Existing Bancassurance customer: MYR TD/-i 8.28% p.a. |
MYR20,000 | 1:3 |
| Product | Unit trusts1 |
|---|---|
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 5.28% p.a. |
| Minimum TD/-i placement | MYR50,000 |
| Placement ratio | 1:1 |
| Product | Structured investments1 |
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 5.28% p.a. |
| Minimum TD/-i placement | MYR50,000 |
| Placement ratio | 1:2 |
| Product | Foreign currency bonds1 |
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 5.28% p.a. |
| Minimum TD/-i placement | MYR50,000 |
| Placement ratio | 1:2 |
| Product |
Bancassurance2 (Regular contribution) |
| Tenure | 3-month |
| Interest / profit rate1 |
New Bancassurance customer: MYR TD/-i 10.28% p.a.
Existing Bancassurance customer: MYR TD/-i 8.28% p.a. |
| Minimum TD/-i placement | MYR20,000 |
| Placement ratio | 1:1 |
| Product |
Bancassurance2 (Single contribution) |
| Tenure | 3-month |
| Interest / profit rate1 |
New Bancassurance customer: MYR TD/-i 10.28% p.a.
Existing Bancassurance customer: MYR TD/-i 8.28% p.a. |
| Minimum TD/-i placement | MYR20,000 |
| Placement ratio | 1:3 |
View your policy anytime, anywhere
Already have an insurance policy with us?
You can access your insurance policy details instantly via mobile banking. Simply go to 'Your insurance overview' in the HSBC Malaysia Mobile Banking app www.hsbc.com.my
Or you can do so on the 'Your insurance policy summary' page in your online banking dashboard. Log on to online banking.
Protection for you and your loved ones (apply online)
Apply online now for your every protection need.
Smart Home Cover
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Cover the cost of loss or damage to the household goods and personal effects in your home
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Cover the cost of repairing or maintaining your home
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Cover for malicious damage to your home caused by tenants, loss of rent and the cost of legal fees for a Demand Letter
Travel Care
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Overseas and domestic travel coverage for luggage and travel delays. For overseas travel, the coverage also includes loss or damage to your travel documents, personal luggage and valuables, and more
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Reimbursement of necessary and reasonable medical, surgical or hospital charges, and emergency dental treatment fees incurred as a result of accidental bodily injuries, illness or death during your trip
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Accidental death and permanent disability coverage
HSBC's ProtectCare Plan
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Flexibility to choose your coverage amount
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Guaranteed level premium for 10, 15, or 20 years depending on the selected coverage term
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Hassle free and no medical examination required
Protection for you and your loved ones (apply at branch)
Visit any of our Branches to find out how to protect and invest today.
HSBC's Universal AssuredTreasure
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Pay premiums for just 5 years to enjoy a universal life plan that provides life protection coverage and a Guaranteed Cash Payment for 20 years
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Guaranteed Issuance Offering with no medical check-ups needed
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Additional accidental death protection
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Triple tier of increasing yearly Guaranteed Cash Payment
Your blueprint for retirement bliss
HSBC's EliteWealth
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A regular premium investment-linked plan with limited pay of 5 years and death coverage of up to 100 years old
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100% premium being invested from day 1
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Guaranteed Issuance Offering with no medical check-ups needed
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Power up your investment with loyalty bonus
Preserve and multiply your wealth
HSBC's EliteSaver SP GIO
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Protection and savings plan in-one to match your financial situation
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A single premium plan that gives you protection plus control and flexibility to grow long-term wealth
Grow your wealth, safeguard your future.
HSBC’s EliteCare Plus
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A regular premium investment-linked plan which has a wide selection of protection coverage to give you peace of mind
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Build comprehensive protection with optional riders
Safeguard your wealth with the right protection plans
HSBC's FamilyCare Plan
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Comprehensive Death, Total and Permanent Disability (TPD) and Critical Illness (CI) protection for you
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Extended protection across 3 generations of your family covering your spouse, children and parents
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Emotional Relief Benefit to help you through challenging times
Protect those most precious to you with the best care.
HSBC's UniversalLegacy Plan
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Diversify your financial portfolio to spread potential investment risk
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Pass on a portion of your wealth to your next generation without having to go through estate distribution process
Create a path that will take your loved ones further.
HSBC's UniversalTreasure Plus
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Increasing annual guaranteed income in the form of guaranteed cash payment (GCP)*
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Guaranteed maturity benefit* of total premiums paid
Retire from work, not life.
HSBC's UniversalIncome Plan
-
Guaranteed long term retirement income
-
Short premium payment terms - choose either 3 or 10 years
Secure a long and happy retirement.
HSBC's Reducing Term Assurance
-
Coverage for financing to help you meet your loan repayment obligations
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Protection in the event of Death and Total & Permanent Disability (TPD)
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Applicable for Home Financing, Personal Financing and Business Premises Financing
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Affordable and flexible regular premium payment mode
Protect your loved ones from financial liabilities.
Important note:
Issued by HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).
1 HSBC Premier Q4 2024 Wealth Bundling Terms & Conditions apply (“Promotion”). This Promotion is open to new and existing active HSBC Premier customer(s). The minimum investment amount in Wealth Products and the TD/-i, as well as the ratio, must be accordance with the amount stated in the Terms & Conditions. A maximum limit of MYR127 million TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with 'HSBC Amanah Premier Q4 2024 Wealth Bundling'. All TD-i placements under this Promotion must be made with New Funds. HSBC Bank is the sole provider for this Promotion. TD/-i Promotional Rates are subject to Overnight Policy Rate revision.
2 HSBC Bancassurance Bundling Terms & Conditions apply (“Promotion”). The Promotion is open to new and existing active HSBC Premier and HSBC Advance customer(s). The minimum investment amount in Banca Products and the TD/-i, as well as the ratio, must be accordance with the amount stated in the Terms & Conditions. A maximum limit of MYR52 million TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with 'HSBC Amanah Q4 2024 Banca-Takaful Bundling Campaign'. All TD/-i placements under this Promotion must be made with New Funds. HSBC Bank is the sole provider for this Promotion. TD/-i Promotional Rates are subject to Overnight Policy Rate revision.