Enjoy up to 4.28% per year interest by placing a 6-month time deposit or term deposit/-i (TD/-i)
Place a 6-month TD/-i today.
Promotion Period: 1 January 2025 - 31 March 2025.
Join HSBC Premier today to enjoy this exclusive TD/-i rate!6
| Premier customers | Premier Elite customers |
|---|---|
| 4.00% p.a. | 4.28% p.a. |
| Premier customers | 4.00% p.a. |
|---|---|
| Premier Elite customers | 4.28% p.a. |
Experience everyday convenience no matter where you are
Enjoy borderless convenience for you and your loved ones this festive season with HSBC Everyday Global Account. The all-in-one bank account for your everyday needs here in Malaysia and overseas.
With up to 11 currencies all in one account, for you and your loved ones' everyday needs anytime, anywhere.
An everyday account for everyday rewards, every step of the way.
Enjoy outstanding value with the HSBC Everyday Global Account1, your global all in one bank account in your pocket that's ideal for:
- Pay bills, deposit & transfer your salary with the convenience of a single account with zero account fees.
How your Everyday Global Account can help you in every way
Everyday rewards
- Save more with discounts when you use your debit card here and around the world
Everyday banking
Get more mileage when you pay bills, deposit & transfer your salary:
- RM0 monthly account fee and no minimum balance
- RM0 debit card issuance and annual fees
- Pay bills easily via Online and Mobile Banking with JomPay to over 5,000 billers
- Make payments and receive funds in 11 currencies within 1 account
- Manage, view and make online transfer to all your worldwide HSBC personal accounts instantly with Global Transfers3
Multicurrency convenience
Switch currencies like time zones where you can buy, save, transfer and spend in 11 currencies, anywhere, anytime in one account:
- Access competitive real-time rates
- Transfer currencies within your account instantly
- 24/7 access to your currencies
Shop and travel
Carry your global account in your pocket 24/7. The Everyday Global multicurrency debit card is perfect for:
Things you should know
How to apply
Leave us your contact details and we will be in touch with you.
International customers
For foreigners in Malaysia, please leave your contact details and we will be in touch with you.
Frequently asked questions
Important information
Disclaimer:
All payments and transfers are required to comply with Bank Negara Malaysia’s Foreign Exchange Policy (FEP) requirements. Customers are advised to review the FEP guidelines and ensure that all transactions adhere to the regulations. HSBC Malaysia reserves the right to decline investments that do not meet the FEP criteria. For more information, please refer to our FEP guide.
Important notes:
HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of Perbadanan Insurans Deposit Malaysia.
1Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor. The supported Foreign Currency Accounts will be opened automatically by the following working day.
2Applicable to successful overseas retail purchases, online shopping and cash withdrawals transactions performed with HSBC Everyday Global Visa Debit Card under the supported currencies only. Transactions in foreign currency will be debited directly from the corresponding supported foreign currency credit balances and will not attract any foreign currency exchange conversion fees. If there are insufficient credit balances in the supported foreign currency account or the transaction is performed in a non-supported foreign currency, the funds will be debited from the MYR account balances at the exchange rate determined by Visa International or the Bank, and a 1% conversion fee will be charged. The transaction will be declined if there is insufficient fund in the MYR credit balances.
3For HSBC Premier or HSBC Advance customers only. Subject to destination country's local regulation and HSBC internal policy requirement. HSBC Premier and HSBC Advance customers enjoy zero transfer fees. Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer involving Ringgit Malaysia is from Monday to Friday 9.30am to 3pm. If you perform any transfer outside those hours, the actual amount to be debited will be based on the next business day's exchange rate.
4Total Relationship Balance includes any: Deposits in Current Account, Savings Account, Time Deposits, Term Deposits, and/ or investments in Unit Trust Funds/ Shariah-compliant Unit Trust funds, Structured Investments, Dual Currency Investments and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with Investment-linked and savings components.
5Account Fee waiver for the first 12 months from joining HSBC/HSBC Amanah Premier Mortgage. Starting from 13th month you are required to meet the primary eligibility criteria.
6HSBC New to Bank Premier Time / Term Deposit/-i Promotion Q1 2025 Terms and Conditions. Promotion period from 1 January 2025 to 31 March 2025. This promotion is open to new to bank HSBC Premier customers. All time deposit (TD/-i) placements must be made with new funds by the eligible customers under this promotion and completed within the promotion period. The minimum single TD/-i placement amount is MYR50,000. The maximum TD/-i placement limit for each eligible customer is up to MYR150,000 for HSBC Premier customers and MYR1,000,000 for HSBC Premier Elite customers. No interest shall be payable in the event that the time deposit placement is withdrawn prior to the maturity of the placement, whether wholly or partially, regardless of the number of completed months at the time of premature withdrawal. The total TD/-i placements capping amount for this promotion is RM104 million or equivalent, which is pooled together with the “HSBC Amanah New to Bank Premier Term Deposit-i Promotion Q1 2025”. HSBC Bank is the sole provider for this promotion. Promotional rates are subject to Overnight Policy Rate revision.
7Minimum monthly salary of RM20,000 credited continuously into HSBC/HSBC Amanah Account/-i in Malaysia for the first 12 months from joining HSBC/HSBC Amanah Premier Payroll. Starting from 13th month you are required to meet the primary eligibility criteria.
