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Start your 0% instalment plan with a new HSBC Visa credit card today.

A woman is listening to music with her headphone on sofa; image used for HSBC card instalment plan visa page.

HSBC Visa 0% card instalment plan

Convert your spending into flexible, interest-free monthly instalments of up to 36 months.

Pace your payments, your way

Buy what you want with greater flexibility and financial peace of mind. Spread your payments out to between 3 and 36 months with your eligible HSBC Visa credit card at participating stores*.

Card it. Split it.

An instalment plan simplifies it all for you*

  • 0% interest rate
    Pay as much as you would have paid in cash. Nothing more.
  • Online purchases from RM300
    For all your purchases, large or small (up to your available limit).
  • Shop at a wide variety of participating stores
    From fashion to electronics, there's something for everyone. View full merchant list: in-store and online
  • Instalment plans of up to 36 months
    Choose your payment term (between 3 and 36 months) according to your needs.
  • Quick and easy
    Choose your instalment plan instantly, with no additional costs.

Start your instalment plan in 3 simple steps

  • Step 1
    Visit a participating merchant in their store, or online via their website or app.
  • Step 2
    Add items to your cart and check out.
  • Step 3
    Select Visa instalment plan as your payment option, choose your payment term (in months), and pay with your HSBC Visa credit card.

Flexibility and convenience at your fingertips

Video transcript downloaded for video of find out how our instalment plans work PDF This link will open in a new window

Find out how our instalment plans work

Watch the video to see how a 0% instalment plan could put you in control of your payments.

Don't have an HSBC Visa credit card yet?

Choose a card that best suits your needs and apply today.

HSBC Visa Signature Credit Card
HSBC Visa Signature Credit Card

Ideal for rewards & online spend

  • 8X Reward Points on overseas spend
  • 5X Reward Points on local shopping and online spend
  • Complimentary lounge access to Plaza Premium Lounges
  • 1% contribution on charity spend
  • Made from 100% recycled plastic

Eligibility:

Primary cardholders must be at least 21 years old with a minimum annual income of RM 72,000.
HSBC Visa Platinum Credit Card

Ideal for online groceries and overseas spending

  • 8x Reward Points on Contactless spend
  • 5x Reward Points on Online, Groceries and Overseas spend
  • 1% contribution on charity spend
  • Made from 100% recycled plastic

Eligibility:

Primary cardholders must be at least 21 years old with a minimum annual income of RM 36,000.
HSBC Amanah MPower Platinum Credit Card-i
HSBC Amanah MPower Platinum Credit Card-i

Ideal for cashback on all your spending

  • Spend above RM2000 to earn up to 8% Bonus Cash Back on eWallet, groceries, and petrol spend.
  • Spending below RM2000 will earn 1% Bonus Cash Back on the same categories.
  • Get 0.2% Cash Back on other spend
  • 1% contribution on charity spend
  • Made from 100% recycled plastic

Eligibility:

Primary cardholders must be at least 21 years old with a minimum annual income of RM36,000.

Issued by HSBC bank Malaysia berhad 198401015221 (127776-V).

*Terms & Conditions for HSBC Card Instalment Plan apply. To avoid financial charges being imposed, all cardholders who have subscribed to a 'zero-interest/interest-free' monthly repayment plan(s), are required to make payment of the monthly instalment specified by the bank at the time the Instalment Payment Plan is entered into ("the Monthly Instalment") in full. In the event a cardholder opts to only pay the minimum amount of five percent (5%) of the balance remaining unpaid under the Instalment Payment Plan, ("the Outstanding Balance") or Ringgit Malaysia Fifty (RM50), whichever is higher, instead of the Monthly Instalment in full, the cardholder will be liable for the interest charges on the Outstanding Balance.

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