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HSBC Advance

Master your money to get the right start in life

Make the most of HSBC Advance

HSBC Advance provides digital banking solutions, financial expertise and support, expatriate banking services, and benefits to help you stay in control of your finances and achieve your goals.

Up to 6.80% p.a.1 earned for 3 months.

Join HSBC Amanah Advance and credit salary/perform inwards funds transfer of minimum RM3,000 monthly and spend with HSBC Credit Card/-i now.

Offer runs from 15 November 2024 – 14 February 2025. T&Cs apply.

Here's how:

  • For Saved: Salary credited or inward funds transferred of minimum RM3,000 monthly
  • For Saved & Spent: Salary credited or inwards funds transferred of minimum RM3,000 monthly & spent with HSBC Credit Card/-i

Average Daily Balance (ADB) (RM)

Historical Bonus Reward Rate for Saved

 

 

Maximum Historical Effective Hibah Rate Given

Historical Bonus Reward Rate for

Saved & Spent

Maximum Historical Effective Hibah Rate Given

First 30,000

1.00% p.a.

1.00% p.a.

1.00% p.a.

1.00% p.a.

Next 50,000

(ranging from 30,000 - 80,000)

2.00% p.a.

1.63% p.a.

4.15% p.a.

2.97% p.a.

Next 30,000

(ranging from 80,000 - 110,000)

4.15% p.a.

2.31% p.a.

6.80% p.a.

4.01% p.a.

Next 90,000

(ranging from 110,000 to 200,000)

1.00% p.a.

1.72% p.a.

1.00% p.a.

2.66% p.a.

Here's how:

  • For Saved: Salary credited or inward funds transferred of minimum RM3,000 monthly
  • For Saved & Spent: Salary credited or inwards funds transferred of minimum RM3,000 monthly & spent with HSBC Credit Card/-i

Average Daily Balance (ADB) (RM)

First 30,000

Historical Bonus Reward Rate for Saved

 

 

1.00% p.a.

Maximum Historical Effective Hibah Rate Given

1.00% p.a.

Historical Bonus Reward Rate for

Saved & Spent

1.00% p.a.

Average Daily Balance (ADB) (RM)

Next 50,000

(ranging from 30,000 - 80,000)

Historical Bonus Reward Rate for Saved

 

 

2.00% p.a.

Maximum Historical Effective Hibah Rate Given

2.97% p.a.

Historical Bonus Reward Rate for

Saved & Spent

4.15% p.a.

Average Daily Balance (ADB) (RM)

Next 30,000

(ranging from 80,000 - 110,000)

Historical Bonus Reward Rate for Saved

 

 

4.15% p.a.

Maximum Historical Effective Hibah Rate Given

4.01% p.a.

Historical Bonus Reward Rate for

Saved & Spent

6.80% p.a.

Average Daily Balance (ADB) (RM)

Next 90,000

(ranging from 110,000 to 200,000)

Historical Bonus Reward Rate for Saved

 

 

1.00% p.a.

Maximum Historical Effective Hibah Rate Given

2.66% p.a.

Historical Bonus Reward Rate for

Saved & Spent

1.00% p.a.

Note:

  1. Maximum Historical Effective Hibah Rate (EHR) of 4.01% p.a. was calculated on RM110,000 average daily balance, when customer saved and spent.
  2. This Promotion’s rewards and mechanics are strictly based on the historical disclosures. Any disclosure of historical rate shall not be construed as an indicative or prospective return, nor give rise to any obligation on the part of HSBC Amanah to provide such rate in the future.

Eligibility

To be eligible2 for HSBC Advance, you must have one of the following:

  • Maintain a Total Relationship Balance of RM30,000 or more, which includes: Deposits in Current Account/-i, Savings Account/-i3, Time Deposits, Term Deposits-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components
  • Have a minimum mortgage amount of RM300,000 and above
  • Monthly account fee of RM10 (subject to applicable tax, if any) will apply if the eligibility criteria are not met


Notes: The Monthly Account Fee applies to each HSBC Advance Account held by you.

If you sign up for an HSBC Mortgage of RM300,000 and above, you are entitled to enjoy a Monthly Account Fee waiver until full settlement of your loan. Thereafter, you are required to meet the Total Relationship Balance criteria, or Monthly Account Fee will apply accordingly.

Apply online in minutes

New to HSBC

Enjoy faster application with instant decision by tapping “Instant Apply”.

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Click here if you need tips to complete your application form.

Existing HSBC customer

Please visit your nearest branch to apply.

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T&Cs apply.

Important Notes

HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM. The material has not been reviewed by the Securities Commission Malaysia (SC).

1HSBC Amanah Advance Promotion Terms and Conditions apply.

2HSBC Advance via exceptional entry criteria is subject to a yearly review to ensure that the exceptional entry criteria is still applicable and intact.

3Protected by PIDM up to RM250,000 for each depositor.

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